Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of this website and its associated services. By using the website, you agree to be bound by these Terms.

Services

Swapay provides a payment technology platform that may enable businesses to manage payment workflows (e.g., online payments, in-person payments, payment links, routing, dashboards, and related tools). Service availability may vary by market, business type, and compliance requirements.

Eligibility and business use

The services are intended for business users. You must provide accurate information and keep your account details up to date.

Onboarding, verification, and compliance

We may require business verification and ongoing checks. You agree to provide truthful and complete information and supporting documents when requested. We may suspend or refuse service if we cannot complete verification or if activity raises compliance, fraud, or risk concerns

Acceptable use

You must not use Swapay for unlawful activity, to facilitate fraud, or in any way that violates applicable laws or network rules. We may suspend or terminate access if we reasonably believe you are in breach.

Fees

Fees (if applicable) are set out in your commercial arrangement with Swapay or otherwise communicated to you. You are responsible for paying all fees, taxes, and charges associated with your use.

Availability and changes

We may modify, update, or discontinue parts of the Website or services at any time. We aim for high availability but do not guarantee uninterrupted or error-free operation.

No guarantee of approvals or outcomes

Payment acceptance and transaction outcomes may depend on multiple factors (including risk controls and external parties). We do not guarantee approval rates, processing availability in all regions, or uninterrupted access.

Intellectual property

The Website, platform, and all related content (excluding your own data) are owned by Swapay or its licensors. You may not copy, reverse engineer, or misuse them.

Limitation of liability

To the maximum extent permitted by law, Swapay is not liable for indirect, incidental, special, or consequential damages, or loss of profits, revenue, data, or goodwill arising from your use of the Website or services.

Termination

We may suspend or terminate your access if you breach these Terms or if required for legal/compliance reasons.

Governing Law

These Terms are governed by applicable laws, and any disputes shall be resolved by the competent courts, unless mandatory law requires otherwise.

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Contact Us

For privacy-related inquiries, please contact Us at: support@swapay.com